About THE AUTHOR

Ralph Riccie is the pen name of an author with over four decades of experience in the fields of quality management and finance. Throughout his career, he has worked in various industries, honing his expertise in financial analysis, process improvement, and risk assessment.

For the past ten years, Riccie has maintained a popular daily blog dedicated to providing clear, practical financial advice for novice investors. His writing is known for its straightforward guidance, helping beginners navigate the often-complex world of personal finance and investing.

Beyond his professional pursuits, Riccie is an avid enthusiast of noir fiction and cinema. He has amassed an extensive collection of noir DVDs and books, reflecting his deep appreciation for the genre's moody atmosphere and intricate storytelling.

In many ways, this book serves as a heartfelt tribute to his lifelong passion for noir. Through its pages, readers will find echoes of classic noir themes woven into the narrative, blending Ricci’s love of storytelling with his analytical background.